Real Estate Commercial Portfolio Relationship Manager - Zions Bancorporation (Salt Lake City, UT) in Salt Lake City, Utah For Sale
Title: Real Estate Commercial Portfolio Relationship Manager Location: Zions Bancorporation - HDQTR Real Estate Commercial Portfolio Relationship Manager * Responsible for managing and servicing a portfolio of real estate commercial term loans and construction loans. * Responsible for spreading and analyzing financial statements, MDM risk grading, addressing industry risks, collateral requirements, loan structuring, credit analysis, assisting in the preparation of loan presentations and monitoring individual loan performance. * Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, taxes, insurance, property inspections, problem loans, loan concentrations and portfolio profitability, etc. * Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they have on the portfolio. * Handles maintenance of existing relationships. * Assists Real Estate Bankers with new loan and existing loan requests. * Responsible for maintaining strong working and communicative relationship, with a resulting high degree of customer satisfaction. Other duties as assigned. Requires: * Bachelor''s degree in Finance, business or related field and 4 years real estate credit associated lending or 7 years related experience. * An equivalent combination of education and experience may meet qualifications. * Advanced knowledge of real estate commercial lending and/or related lending. * Knowledge of credit analysis, spreading and analyzing financial statements, tax analysis, credit scoring, loan documentation, etc. * Requires strong relationship, organizational and creative problem solving skills. * Ability to meet deadlines. * Must have excellent communications skills, both verbal and written. * Must be able to work with Officers, employees and clients. * Knowledge of various software applications including word processing and spreadsheets.
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